Imperial Credit Inc. – Credit Line Disclosures

1. Are there any fees associated with our credit lines?
Answer: Yes. Origination fee, Document fee, Non-Filing/Recording fee

2. What are the minimum and maximum repayment terms?

Answer: Repayment terms range from a minimum of 6 months to a maximum of 60 months.

3. What is the maximum Annual Percentage Rate (APR)?

Answer: The maximum APR is 35.99%. This includes the interest rate, as well as any applicable fees or other costs, calculated in accordance with local regulations.

4. What does a typical loan look like?

Answer: An example: A $1,000 loan for 24 months approximate payments are $64.95 per month, including all applicable fees and interest.

5. Are short-term personal loans (requiring full repayment within 60 days) issued?

Answer: No. As stated above, the minimum repayment period is 6 months.

6. What is the maximum APR on our loans?

Answer: The maximum APR remains 35.99%.